- Michelle Crumm, CFP®, CPA, MBA
"Financial planning is about understanding your unique narrative and carving a path towards your aspirations."
Plans & Pricing
We're here for you, not just once, but as loyal companions throughout your life. We tailor financial planning to you, and for ongoing engagements, we provide you with regular insights and action plans, ensuring your finances stay aligned with your evolving dreams.
Here is what you can expect as an ongoing client:
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Portfolio Rebalancing: Keeping your investments on the right track to ensure they continue serving your goals.
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Semiannual Friendly Chats: Casual yet insightful discussions every six months to review and adjust your financial pathway.
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Annual Financial Check-Up: A yearly comprehensive review to keep your financial plan fresh and in tune with your life.
After your meetings with us, you'll receive a list of action steps to keep your financial life on a desirable course. And whenever the winds change, we'll be there to provide you with a new path forward.
We're always here for you.
We're not just about numbers; we're about life. We're here to ensure every aspect of your financial life is well-tended.
That's why comprehensive financial planning with Belle Eve Financial encompasses a broad spectrum of financial planning realms, ensuring a holistic approach to nurturing your financial wellness:
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Retirement Planning: Crafting a vision for a comfortable and secure retirement.
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College Savings: Preparing for your child’s educational aspirations.
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Cash Flow and Debt Management: Strategizing for a financially balanced lifestyle.
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Investment Strategies: Amplifying your financial security and paving the way for a prosperous future.
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Work Benefits Optimization: Making the most of your employment benefits.
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Estate and Incapacity Planning: Ensuring peace of mind for you and your loved ones.
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Insurance Review: Assessing your insurance needs to provide a safety net for life’s unexpected events.
You deserve holistic financial planning.
Typically, fee based financial advisors charge a percentage of your investments or assets under management (AUM) as their fee. The average fee ranges from 1% for AUM over $1 million (Example: $10,000 fee for $1M investment portfolio) to 2% of AUM under $1 million per year.
Unlike traditional financial advisors who might have a fee structure that includes commissions or fees based on how much money you have, we've embraced a transparent fee-only pricing model that's as thoughtful and personalized as the financial advice we provide.
With Belle Eve Financial, you're not just getting a service; you're gaining an objective financial confidante who is as invested in your financial success as you are.
Finally, fixed pricing for financial planning.
With a clear plan in place, embrace the confidence that comes with financial clarity, knowing Michelle will be there for guidance and support as your goals and needs evolve over time with regular check-ins and reviews.
Step 3: Enjoy greater financial confidence
Begin with a relaxed, no-obligation conversation about your financial life with Michelle, where your financial goals and aspirations take center stage.
Step 1: Chat with Michelle
Three easy steps towards financial empowerment.
Michelle will help organize your finances and will craft a tailored financial plan that resonates with your goals, eliminating any financial jargon to keep things clear and accessible.
Step 2: Create your financial vision
INCLUDES:
✓ Written Financial Plan (included)
✓ Financial Goal Planning
✓ F.I.R.E. (Retire Early Plan)
✓ Cash Flow Planning & Budgeting
✓ Debt Management
✓ Financial Help As You Need It
✓ Investment Strategy for Building Wealth
Limited Resources
Limited Financial Literacy
Perfect if you have:
"How do I get started?"
Starting Out:
Foundation Building
✓ Written Financial Plan (included)
✓ Financial Goal Planning
✓ F.I.R.E. (Retire Early Plan)
✓ Cash Flow Planning & Budgeting
✓ Debt Management
✓ Financial Help As You Need It
✓ Investment Risk Tolerance
✓ Education/College Funding
✓ Insurance Review and Risk Management
✓ Wealth Planning (Savings and Retirement)
✓ Estate Planning
✓ Tax Planning Strategies
✓ Investment Analysis Guidance Only
INCLUDES:
Saving and Investment Accounts
An Established Career
Perfect if you have:
"How do I stay on track?"
Mid-Career:
Growth and Accumulation
Retirement:
Preservation and Legacy
"How do I retire and leave a legacy?"
✓ Written Financial Plan (included)
✓ Financial Goal Planning
✓ F.I.R.E. (Retire Early Plan)
✓ Cash Flow Planning & Budgeting
✓ Debt Management
✓ Financial Help As You Need It
✓ Investment Risk Tolerance
✓ Education/College Funding
✓ Insurance Review and Risk Management
✓ Wealth Planning (Savings and Retirement)
✓ Estate Planning
✓ Tax Planning Strategies
✓ Charitable Giving/Legacy
✓ Investment Analysis Guidance Only
INCLUDES:
Perfect if you have:
Likely a Pre-Retiree
Beginning - Retiree
With three ways to work with us, there's an option no matter your stage in life.
Three ways to work with Belle Eve Financial
Over $4M
$2M to $3M
$1.5M to $2M
$1M to $1.5M
$0 to $1M
$15,000
$10,500
$7,800
$6,000
$4,800
Belle Eve Financial Annual Fee
Plus One Time Set up Fee $2000
0.7%
$24,000/0.8%
$18,000/0.9%
$13,500/0.9%
$10,000/1%
Compared to investment advisors
that charge % of Assets
Based on Kitces survey of advisors that charge
% of investments they manage (AUM)
Transparent Fee Structure
Recurring fixed fee based on
Net Worth (Assets-Liabilities)
$3M to $4M
$12,000
$28,000/0.7%
Can be paid monthly or quarterly
through ACH at Bank or Schwab Custodian
Use Broker Check to see ADV part 2 for your broker to lookup
the fees for a broker (IRA/RIA).
Fees below are top of bracket and average from survey
We are the clear choice to be your financial partner.
Our fee-only, fiduciary, and independent model significantly distinguishes us from traditional financial advisory and investment management firms, ensuring that every piece of advice you receive is unbiased and tailored to your goals. We receive zero commissions and have no hidden fees nor do we sell products. This allows us to focus on education and comprehensive, client centric financial planning.
