Plans & Pricing
"Financial planning is about understanding your unique narrative and carving a path towards your aspirations."
- Michelle Crumm, CFP®, CPA, MBA
What it's like to be a client.
We're here for you, not just once, but as a loyal companion throughout your life:
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Comprehensive Financial Plan: We work with you to build a living retirement plan that evolves as markets shift, tax laws change, and life unfolds.
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Investment Management: We build, implement, and manage a low-cost, diversified portfolio that is coordinated with your financial plan and tax strategy.
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Semiannual Financial Check-Ups: We’ll review your goals, evaluate your tax situation and planning opportunities, and determine whether any changes are needed to your financial plan or investment strategy.
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Personalized Support: Between meetings, we continue to monitor and work on your plan behind the scenes. And when a meaningful life event occurs—retirement, a job change, inheritance, major purchase, loss of a spouse, or another significant transition—we can meet outside of our regular planning schedule as needed.
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Monitoring & Reporting: 24/7 access to the technology that supports your financial life, including your RightCapital financial planning portal, Monarch Money for budgeting and cash-flow management, and JustVanilla.com for your estate plan and estate planning documents.
We help women & couples plan for retirement.
At Belle Eve Financial, we’re not just about numbers — we’re about life. We ensure every aspect of your financial world is thoughtfully cared for so that your money supports your goals, your family, and the life you want to live.
Our services are designed primarily for women, couples, and families age 40+ who are preparing for retirement, transitioning into retirement, or already enjoying it.
Belle Eve provides an ongoing relationship that combines comprehensive financial planning, proactive tax strategy, and investment management. We help bring the different pieces of your financial life together and turn your plan into action.
Fiduciary - Conflict Free Advice
As a fiduciary, I accept no commissions and no third-party compensation, ensuring every recommendation is objective, unbiased, and legally required to put your interests first. Without product incentives, sales quotas, or hidden conflicts, the advice you receive is driven solely by strategy, transparency, and what serves you best.
CPA — Tax & Financial Expertise
As a CPA, I proactively engineer tax-efficient strategies that minimize lifetime taxes, navigate complex tax law, and ensure every financial decision is optimized and not just compliant. Instead of reacting to taxes after the fact, I integrate tax planning directly into investment, retirement, and estate decisions to create long-term efficiency and clarity.
CFP® — Comprehensive Financial Planning
As a CFP®, I design a fully integrated financial plan that aligns your retirement, investments, insurance, cash flow, and legacy goals into one coordinated strategy built around the life you want to live. Every decision is evaluated in the context of your entire financial picture, so nothing operates in isolation and everything moves you intentionally toward your long-term goals.
Our Unique Blend: Planning first. Taxes integrated. Fiduciary always.
Financial planning without tax strategy leaves money on the table.Tax strategy without fiduciary alignment can create conflicts. When everything works together, you gain clarity, confidence, and control.
Individual Planning
Comprehensive planning for one person
Best for:
Individuals who want ongoing financial/ retirement/tax planning and estate review.
INCLUDES:
✓ Comprehensive Financial Plan
✓ Financial Goal Planning
✓ Tax Planning
✓ Roth Conversion Strategies
✓ Social Security Optimization
✓ Retirement Planning
✓ Cash Flow Planning & Debt Management
✓ Insurance Review & Risk Management
✓ Estate Planning Strategy & Documents
✓ Investment Strategy for Building Wealth
✓ Monarch Money for Cash Management
✓ Right Capital Account for Financial Plan
✓ Just Vanilla Account for Estate Planning
Household Planning
Coordinated planning for partners
Best for:
Couples who want retirement, tax, and estate planning working together
INCLUDES:
✓ Comprehensive Financial Plan
✓ Financial Goal Planning
✓ Tax Planning
✓ Roth Conversion Strategies
✓ Social Security Optimization
✓ Retirement Planning
✓ Cash Flow Planning & Debt Management
✓ Insurance Review & Risk Management
✓ Estate Planning Strategy & Documents
✓ Investment Strategy for Building Wealth
✓ Monarch Money for Cash Management
✓ Right Capital Account for Financial Plan
✓ Just Vanilla Account for Estate Planning
Higher Complexity
Households with greater financial complexity
Households with multiple accounts, large estates, business interests, or more complex planning needs
INCLUDES:
✓ Comprehensive Financial Plan
✓ Financial Goal Planning
✓ Advanced Tax Planning
✓ Roth Conversion Strategies
✓ Social Security Optimization
✓ Retirement Planning
✓ Cash Flow Planning & Debt Management
✓ Insurance Review & Risk Management
✓ Estate Planning Strategy & Documents
✓ Equity Compensation
✓ Concentrated Wealth Guidance Strategy
✓ Charitable Giving Guidance
✓ Investment Strategy for Building Wealth
✓ Monarch Money for Cash Management
✓ Right Capital Account for Financial Plan
✓ Just Vanilla Account for Estate Planning
Our fee-only financial services scale with you:
Step 3: Enjoy greater financial confidence
With a clear plan in place, embrace the confidence that comes with financial clarity, knowing Michelle will be there for guidance and support as your goals and needs evolve over time with regular check-ins and reviews.
Step 2: Create your financial vision
Michelle will help organize your finances and will craft a tailored financial plan that resonates with your goals, eliminating any financial jargon to keep things clear and accessible.
Step 1: Chat with Michelle
Begin with a relaxed, no-obligation conversation about your financial life with Michelle, where your financial goals and aspirations take center stage.
